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"I discovered Shepard Insurance about 5 years ago, while shopping around for competitive auto insurance policies. Not only were their prices enticing enough to encourage me to sign on with them, but their customer service has been what has kept me a loyal customer for five years. Since that auto policy, I've since purchased a home, and started a new business, both of which are also covered by Shepard. Luz and her team have been great, keeping in step with my every need."
Suzie

 

 

"I want to thank your agency, and especially you for your professionalism. In the years we have been clients, all of our business has been not only straight forward and expedient, but pleasurable. We get all the information we need in an easy to understand way. Your suggestions are always welcome, and have created better protection for us. My wife and I thank you. "
Ed

 

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We're always preaching the importance of adequate homeowners' insurance coverage, but it's just as important for renters to be properly insured.

Why is that, you ask, since the landlord is responsible for any damage to the home, apartment or condo? Because renters' insurance protects all of your stuff inside the dwelling, like your flat screen TV, your furniture, all your clothes, and the rest of your belongings.

Here's the best part: We offer coverage that is nearly $100 less than the average annual premium, which the Insurance Information Institute shows is $257.

Our program with Mercury Insurance Group provides $25,000 of contents coverage for $165 a year in some areas, plus a 10% discount on annual car insurance if your auto policy is also with Mercury.

Given the relative affordability of renter's insurance, it's surprising that it's not more popular with Los Angeles-area residents.

According to recent findings from a large national insurance company, 35 percent of the California renters the company surveyed carry protection for their belongings, but only 27 percent in L.A. do. In contrast, 53 percent of San Francisco-area respondents opted for such insurance.

Another area in the falling-down department: the company notes that 80 percent of L.A. renters haven't compiled a Home Inventory Checklist, compared with 73 percent statewide.

Whether you are an insured renter or homeowner, that checklist will come in handy when you need to file a claim.
(Click here to access the Shepard Insurance Home Inventory Checklist)

So here's your to-do list if you're a renter - call us at (818) 508-9925 or (661) 902-0360 and ask about renters' insurance, then download and complete our free Home Inventory Checklist.