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"My name is Tony Laughlin and have been a client of Shepard Insurance Agency since late 1997. I came to this agency for the purpose of getting lower insurance rates. I not only found lower insurance rates, but I found by far, one the best agents in Ms. Luz Gomez. I unfortuneately have had a few incidents with my vehicles in the past, and I never felt that I was getting anything but top service. The phone calls are returned in very timely manner, and questions are answered as if they knew before they were asked. With the service I receive, I feel like I am their only client. There is no exaggeration in any of these comments, I feel the way I have explained. Thank you Shepard Insurance and a special thanks to Luz Gomez. "
Tony Laughlin

 

 

"Obviously I have been pleased with Shepard Insurance Agency since when I needed to get insurance for all of my daughter's needs I chose Shepard over the other closer agencies. Service and attentiveness are key considerations in this type of relationship."
Dick
Los Angeles

 

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Question: Can a lender demand that a home buyer purchase a specified amount of insurance, or purchase a policy from a specified lender?

Answer: While lenders are free to insist that sufficient insurance is purchased to protect the lender's financial interest, they may not require customers, as a condition of the loan, to purchase insurance from any particular insurer. Provisions in the California Civil Code prohibit lenders from requiring insurance in excess of the replacement value of whatever building or other improvements are on the land.