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With all the recent coverage in the media, many of our customers ask us what exactly identity theft is, and how they can protect themselve against becoming a victim.

Did you know?

  • Identity theft is when your personal identification information (drivers license number, bank account, credit card, etc.) are used by another person in committing a felony.

  • Identity theft is one of the fastest growing crimes in the country.

  • On the average, victims spend 175 hours resolving the problems that identity theft can create.

  • Identity theft can be added as an endorsement to your homeowners policy.

Many insurance companies offer identity theft coverage with various maximum limits and some with no deductible to cover expenses to clear up the havoc that identity theft can cause.

These costs can include costs of executing affidavits, lost income replacement (limitations apply), loan re-application fees, attorney fees, and even the cost of long distance phone calls.

Insurance companies also may offer additional free services to assist you in identifying fraudulent accounts, notify credit reporting agencies, help you file police reports, offer legal support, translation services, contact creditors on your behalf and many other helpful areas.

Also, some insurance carriers may offer free credit monitoring services that will be able to keep a constant watch on your credit report and alert you of any unusual changes to your accounts.