Shepard Insurance Can Help Put Cash Back in Your Pocket
 With unemployment rising, stocks falling, like changing our clocks, renewing our insurance policies becomes something we just automatically do. But the switch from daylight savings time back to standard time is a good opportunity to stop and make sure our insurance is set where it needs to be.
As you make changes in your life, you also need to make changes in your insurance. You might need to increase certain coverages, lower others, and maybe do away with some policies altogether.
Now is a great time to sit down and evaluate your homeowners insurance, your auto coverage, life insurance, and even business policies.
We'll gladly review your policies to make sure you have sufficient coverage to guard your assets and protect your family. And, we'll also check your premiums to be sure you're not paying more than you need to.
What's the catch? There isn't one. We just want to be sure our clients and their friends and family are properly insured. The review is free and we are happy to do it.
We can schedule an appointment for you to visit our North Hollywood or Valencia offices, whichever is more convenient for you. You can reach us at (818) 508-9925 or (661) 902-0360.
If you haven't visited our online offices recently, take a look at
www.shepardinsurance.com today.
Booster Seats: Shepard Insurance Unbuckles Child Car Seat Confusion
Parents get confused about car seat use because of two questions:
1. When does my child move to a booster seat?
And
2. When does my child no longer need a booster seat?
Here are the answers:
1. There is no specification as to when a child can move out of a 5-point harness system and into a booster seat.
2. California law states that a child must ride in a child restraint system in the back seat until he or she reaches age 6 or weighs 60 pounds.
Click here to read the full article.
Improve Employee Productivity and Reduce EPLI Costs
In today's challenging economy, most businesses are being pressured to achieve the same levels of productivity with a reduction in revenue. To ensure your business is getting the most productivity from your valued people, it is vital to know how much time is being spent daily on personal internet use.
Do you know if your employees are planning their next vacation, paying their bills online, or chatting with their friends about plans for the weekend?
The Internet has grown to be as necessary in the office as a computer or a telephone; yet many companies don't have any tools in place to manage their employees' Internet use.
Most employees are not driving to the office each morning thinking about how to waste time on the Internet. But it has grown to be an enormous distraction right at their fingertips, and time can quickly get away from them.
Click here to read the full article.
Did Your SUV Make the List?
 The Insurance Institute for Highway Safety, an industry-funded group that prods automakers to add safety features to their vehicles, released its list of the safest small sport utility vehicles.
The 2009 Ford Escape, Mercury Mariner and Mazda Tribute, as well as the 2008 Mitsubishi Outlander, 2008 Nissan Rogue and the new 2009 Volkswagen Tiguan, all earned "good" ratings in the front, side and rear-crash protection tests.
On the other end of the scale, the group dinged the Jeep Patriot, Jeep Wrangler, Suzuki Grand Vitara, Chevrolet Equinox and Pontiac Torrent, awarding them mostly marginal or acceptable ratings.
On Your 'To Do' List: Book Holiday Travel, Buy Travel Insurance
 Before you go over the river and through the woods or down to the airport and across the country to Grandma's house for the holidays, purchase a travel insurance policy for your trip.
Bad weather and delayed flights are common occurrences during the holiday travel season. Travel insurance can save you some stress - and some money. Visit www.shepardinsurance.com
for a fast, free quote.
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